SecureWealth
Privacy Policy
1. Introduction
Welcome to SecureWealth : Investment Manager ("App", "we", "us", or "our"). SecureWealth : Investment Manager is a personal finance utility application that provides tools including a SIP Calculator, Term Insurance Plan Calculator, SIP vs Lump Sum Comparison, investment growth projections, premium breakdowns, and related financial planning features.
This Privacy Policy explains how we collect, use, store, and protect your information when you download and use our mobile application available on the Google Play Store. By installing or using SecureWealth : Investment Manager, you agree to the terms described in this Privacy Policy.
If you do not agree with any part of this policy, please discontinue use of the App immediately.
2. Information We Collect
2.1 Information You Provide Directly
SecureWealth : Investment Manager allows you to enter personal and financial details for the purpose of performing calculations. This may include:
- Your name and profile preferences (e.g., preferred currency, default inflation rate, default return rate)
- Age, gender, smoking status, marital status, and number of dependents (for Term Insurance calculations)
- Annual income, monthly expenses, existing insurance coverage, savings, and loan details (for Term Insurance calculations)
- Investment amounts, durations, frequencies, and expected return percentages (for SIP calculations)
2.2 Automatically Collected Information
When you use the App, certain non-personal technical information may be automatically collected by third-party services integrated into the App (such as advertising networks and analytics), including:
- Device identifiers (e.g., Android Advertising ID)
- Device type, model, operating system version
- App version and session information
- General location (country or region level, derived from IP address)
- Crash logs and diagnostic data
- App usage patterns and interactions with ads
2.3 Information We Do NOT Collect
We do not collect, access, or store:
- Your bank account numbers, card details, or actual financial account credentials
- Your contacts, call logs, SMS, or location data beyond what ad SDKs may access
- Biometric data of any kind
- Any information from children under the age of 13
3. How We Use Your Information
The information within the App is used for the following purposes:
- To perform calculations: Your entered data (investment amounts, age, income, etc.) is used solely to compute SIP projections, Term Insurance coverage recommendations, and related financial outputs.
- To save your preferences: Profile settings such as your name, preferred currency, default inflation %, and default return % are saved locally on your device to personalise your experience.
- To display advertisements: Third-party advertising partners use automatically collected device identifiers and usage data to serve relevant advertisements within the App.
- To improve the App: Crash reports and diagnostic data help us identify bugs and improve App stability in future updates.
- To export reports: When you use the "Export Reports" feature, the App generates a local report file (PDF or similar) on your device. This export is performed entirely on-device and is not transmitted to us.
4. Offline Functionality
SecureWealth : Investment Manager is designed to work fully offline. All core features — including the SIP Calculator, Term Plan Calculator, comparison tools, growth graphs, yearly breakdowns, day-wise interest tables, and report generation — function without an active internet connection.
An internet connection is only required for:
- Loading and displaying advertisements served by third-party ad networks
- Transmitting crash/diagnostic data (if enabled by the ad or analytics SDK)
Your personal financial inputs and calculation results are never sent over the internet by the App itself.
5. Advertising & Third-Party Ad Networks
SecureWealth : Investment Manager is a free application supported by advertising. We display ads through third-party advertising networks, which may include but is not limited to Google AdMob and other Google advertising products.
5.1 How Ads Work
Ad networks may collect and use information about your device and app interactions to deliver personalised or contextual advertisements. This data collection is governed by the respective ad network's own privacy policy, not ours.
5.2 Data Collected by Ad Networks
Third-party ad SDKs integrated into the App may collect:
- Android Advertising ID (AAID) or similar resettable identifiers
- IP address and approximate geographic location
- Device type, operating system, and screen resolution
- In-app behaviour (e.g., screens visited, time spent)
- Ad interaction data (impressions, clicks)
5.3 Opting Out of Personalised Ads
You can limit ad personalisation at any time by:
- Going to your Android device Settings → Google → Ads → Opt out of Ads Personalisation
- Resetting your Android Advertising ID from the same menu
- Reviewing Google's ad settings at adssettings.google.com
5.4 Third-Party Ad Policy Links
For details on how Google AdMob handles data, please refer to Google's Privacy Policy at policies.google.com/privacy.
7. Data Storage & Security
All personal and financial data you enter into SecureWealth : Investment Manager is stored exclusively in your device's local storage (using standard Android SharedPreferences or local database storage). This data:
- Remains on your device at all times
- Is deleted when you uninstall the App or clear the App's data from device settings
- Is protected by your device's built-in security (screen lock, encryption, etc.)
While we take reasonable precautions to protect the App from vulnerabilities, no method of electronic storage is 100% secure. We encourage you to keep your device's operating system and the App updated to the latest version.
8. Data Retention
Since your data is stored locally on your device, you control its retention. The App retains your entered data and profile settings for as long as the App is installed on your device.
You may delete your data at any time by:
- Clearing the App's data via Android Settings → Apps → SecureWealth → Storage → Clear Data
- Uninstalling the App
Crash reports or diagnostic data transmitted to third-party analytics services are retained per those services' own retention policies.
9. Children's Privacy
SecureWealth : Investment Manager is intended for use by individuals who are 18 years of age or older. The App is a financial planning tool designed for adults making investment and insurance decisions.
We do not knowingly collect any personal information from children under the age of 13. If you are a parent or guardian and believe that your child has provided personal information through the App, please contact us immediately at video.download.master@gmail.com and we will take steps to remove such information.
If you are under 18, please do not use SecureWealth : Investment Manager without the direct supervision and consent of a parent or legal guardian.
10. Your Rights & Choices
Depending on your location, you may have certain rights regarding your personal data. These include:
- Right to Access: You have the right to know what personal data is stored about you. Since all your data is stored locally on your device, you can view it directly within the App at any time.
- Right to Deletion: You may delete all your data at any time by clearing the App's data or uninstalling it (see Section 8).
- Right to Opt Out of Personalised Ads: You may opt out of personalised advertising as described in Section 5.3.
- Right to Data Portability: You may export your calculation reports using the App's built-in "Export Reports" feature, which saves a report file locally to your device.
For any rights not directly exercisable within the App, or for assistance, please contact us at video.download.master@gmail.com.
11. Third-Party Services & Links
SecureWealth : Investment Manager may contain links to or integrations with third-party services. We are not responsible for the privacy practices of those third parties. We encourage you to read the privacy policies of any third-party services you interact with.
Third-party services that may be integrated include:
- Google AdMob (advertising)
- Google Play Services (app distribution and updates)
- Firebase Crashlytics or similar (crash reporting, if applicable)
Each of these services operates under its own privacy policy and terms of service, which are independent of ours.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or App features. When we make material changes, we will:
- Update the "Last Updated" date at the top of this page
- Post a notice within the App (where reasonably practicable)
Your continued use of SecureWealth : Investment Manager after any changes to this Privacy Policy constitutes your acceptance of the revised policy. We encourage you to review this page periodically.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please reach out to us:
SecureWealth: Investment Manager – Support
Email: video.download.master@gmail.com
We aim to respond to all enquiries within 5–7 business days.